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Finance

Budgeting that never asks you to sign up

A full local budgeting tool: transactions, pots, recurring costs and stock holdings, all stored on your own machine. No bank login, no account, no analytics.

Sub-tabs 5 Bank imports ING · BUUT

What's in it

  • Overview

    Net worth, this month's income and expenses, pot balances, a weekly spending review by category, an investments summary and upcoming recurring entries.

  • Transactions

    Log income and expenses against a searchable database of around fifty known merchants, with category tags filled in for you and optional pot assignment.

  • Pots

    Set money aside into named pots, top them up, and keep those balances separate from what is actually spendable.

  • Recurring

    Fixed costs and income that repeat weekly or monthly, plus distribution rules that move money into pots on a schedule.

  • Stocks

    Track holdings with live prices fetched keyless from Stooq, with a Yahoo fallback — no API key to sign up for.

  • Bank import

    Import statements from ING (Excel/CSV) and BUUT (PDF); entries are auto-categorised against the merchant database.

Luma 1.1

Every module ships in every build

There is no paid tier hiding any of this. Grab the latest build straight from CI.

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